Privacy Policy

# WEBSITE DISCLAIMER, TERMS OF USE, PRIVACY & CONFIDENTIALITY NOTICE

Effective Date: [Insert Date]

Welcome to the website of CM Investments (Pvt) Ltd. (“CM Investments”, “CM”, “we”, “us” or “our”).

By accessing, browsing or using this website, submitting an enquiry, registering an interest, submitting a project, providing investor information or otherwise communicating with CM Investments through this website, you acknowledge that you have read, understood and agreed to the following terms.

If you do not agree with these terms, please do not use this website or submit information through it.

1. Purpose of This Website

This website is provided for general information, business development, investment opportunity identification, project funding enquiries, strategic consulting, investment-readiness and international business purposes.

Information published on this website is intended to provide general background information only. It does not constitute an offer, invitation, solicitation or recommendation to purchase, subscribe for or invest in any security, company, fund, financial product or other investment unless expressly stated and lawfully permitted.

Submitting an enquiry, investor profile or project proposal does not constitute an agreement to invest, provide funding, enter into a joint venture, provide services or establish any business relationship.

Any investment, funding, partnership or commercial transaction will be subject to separate documentation, due diligence, approvals, negotiations and legally binding agreements.

2. Investment Disclaimer

CM Investments provides business consulting, project development, investment-readiness, capital facilitation and strategic business services.

Unless expressly stated otherwise, CM Investments does not provide regulated financial advice, tax advice, legal advice, accounting advice or personalised investment recommendations.

Information regarding investment opportunities, projects, markets, expected returns, financial projections, valuations or potential outcomes should not be interpreted as a guarantee of performance or profitability.

Past performance is not a guarantee of future results.

All investments involve risk. Investors should conduct their own independent assessment and obtain appropriate professional advice from qualified legal, tax, accounting, financial or other professional advisers before making an investment decision.

Where appropriate, CM Investments may coordinate or work alongside qualified professionals, financial institutions, lawyers, accountants, auditors, technical experts and other specialists.

3. No Guarantee of Funding or Investment

Submission of a project, business plan, application or funding request does not guarantee:

  • funding;
  • investment;
  • approval;
  • investor introductions;
  • financing on requested terms;
  • commercial success;
  • profitability;
  • valuation;
  • government approval;
  • regulatory approval; or
  • completion of any proposed transaction.

CM Investments reserves the right to evaluate, decline, defer or discontinue consideration of any project, proposal, investment opportunity or business relationship at its discretion.

Any funding or investment commitment must be expressly confirmed in writing by an authorised representative of CM Investments and, where applicable, documented through legally binding agreements.

4. Accuracy of Information

While CM Investments seeks to provide accurate and current information, we do not warrant or guarantee that all information published on this website is complete, accurate, current or free from errors or omissions.

Information relating to third-party businesses, projects, markets, legislation, taxation, investment incentives, economic conditions or government policies may change without notice.

Users should independently verify information before relying upon it.

Financial projections, forecasts, targets and estimates are inherently uncertain and may differ materially from actual results.

5. User Responsibility and Genuine Purpose

By submitting information through this website, you confirm that:

  1. the information you provide is truthful, accurate and not misleading;
  2. you have the authority to provide the information;
  3. you are submitting information for a genuine and lawful business, investment, funding, consulting or other legitimate purpose;
  4. you will not use this website for fraud, deception, unlawful activity, market manipulation, money laundering, terrorist financing or any other prohibited purpose;
  5. you will not knowingly submit false, fraudulent, defamatory, malicious or misleading information;
  6. you will not attempt to obtain confidential information belonging to another person or organisation without proper authority; and
  7. you will promptly notify CM Investments if information previously submitted by you becomes materially inaccurate.

CM Investments reserves the right to reject, suspend or terminate communications or submissions where we reasonably believe that information is false, suspicious, unlawful, misleading or inconsistent with our compliance requirements.

6. Due Diligence and Verification

CM Investments may conduct or coordinate due diligence, verification, background checks, financial assessments, commercial reviews, document verification and other enquiries in relation to investors, project owners, companies, assets, transactions or opportunities.

Where information is supplied by a third party, CM Investments does not automatically guarantee its authenticity or accuracy.

No person should assume that the inclusion of a project, company, investment opportunity or individual on this website constitutes an endorsement, certification or guarantee by CM Investments.

Additional verification may be required before any transaction proceeds.

7. Confidential and Commercially Sensitive Information

We recognise that investors, entrepreneurs, project owners and business partners may provide commercially sensitive information.

Information submitted to CM Investments may include business plans, financial information, investment requirements, intellectual property, project concepts, personal information, identification information, corporate information, transaction information and other confidential material.

CM Investments will use reasonable measures to protect such information and will handle it in accordance with applicable law and our internal confidentiality procedures.

However, no electronic transmission, online form, email communication or internet-based storage system can be guaranteed to be completely secure.

Users should therefore exercise appropriate caution when submitting highly sensitive information online.

Where a formal confidentiality obligation is required, CM Investments may enter into a separate Non-Disclosure Agreement (NDA) or other confidentiality agreement with the relevant party.

8. Privacy Notice

CM Investments respects the privacy of individuals and organisations that communicate with us.

We may collect information voluntarily provided through this website, including:

  • name and contact details;
  • company and business information;
  • investor or project information;
  • funding requirements;
  • financial and commercial information;
  • information contained in submitted documents;
  • identification or verification information where required;
  • enquiries and correspondence;
  • website and technical information; and
  • other information reasonably necessary to respond to an enquiry or evaluate a potential business relationship.

We collect and use information for legitimate business purposes, including:

  • responding to enquiries;
  • evaluating investment and funding opportunities;
  • assessing projects and businesses;
  • conducting due diligence and verification;
  • communicating with investors, project owners and business partners;
  • providing consulting and business-development services;
  • managing prospective and existing business relationships;
  • complying with legal, regulatory and compliance obligations;
  • preventing fraud and unlawful activity;
  • improving our services and website; and
  • maintaining appropriate business records.

9. Use and Disclosure of Information

CM Investments will not ordinarily sell, rent or commercially trade your personal information.

We will not knowingly disclose your confidential or personal information to unrelated third parties for their independent marketing purposes without your consent, except where permitted or required by applicable law.

However, information may be disclosed where reasonably necessary to conduct legitimate business activities, due diligence, professional services or a proposed transaction, including to appropriate:

  • legal advisers;
  • accountants and auditors;
  • financial or investment professionals;
  • banks and financial institutions;
  • technical or industry specialists;
  • due-diligence providers;
  • regulators or government authorities;
  • prospective transaction partners or investors; or
  • other professional service providers.

Where appropriate, we will seek your consent before sharing sensitive project or personal information with prospective investors, funders or commercial partners.

Disclosure may also occur where required by law, court order, regulatory requirement, fraud-prevention obligation or other lawful authority.

10. Consent to Internal Use

By voluntarily submitting information to CM Investments through this website, you consent to CM Investments collecting, storing, reviewing and using that information for legitimate internal business purposes connected with the services and activities described on this website.

This may include evaluating your enquiry, assessing suitability, preparing internal assessments, conducting due diligence, maintaining records, communicating with you and determining whether a potential business relationship or transaction may be appropriate.

You should only provide information that you are legally entitled and authorised to disclose.

11. Investor and Project Information

Submission of investor or project information does not create any fiduciary, agency, investment-management, partnership, joint-venture or other legal relationship between the submitting party and CM Investments.

CM Investments does not accept responsibility for an investor's or project owner's independent decision to proceed with any transaction.

All parties remain responsible for conducting their own due diligence and obtaining independent professional advice.

12. Intellectual Property

Unless otherwise stated, the content of this website, including text, branding, logos, graphics, photographs, designs, materials, documents and other content, is owned by or licensed to CM Investments and is protected by applicable intellectual-property laws.

No material may be copied, reproduced, distributed, modified, republished, commercially exploited or otherwise used without prior written permission, except where permitted by law.

Users retain ownership of intellectual property they lawfully submit to CM Investments, subject to any separate agreement governing that information.

13. Third-Party Information and Websites

This website may contain references or links to third-party websites, organisations, services or information.

Such references do not necessarily constitute an endorsement, recommendation or guarantee by CM Investments.

CM Investments is not responsible for the content, accuracy, security, availability, privacy practices or activities of third-party websites or organisations.

Users access third-party services at their own risk and should review the relevant third party's terms and privacy policies.

14. Limitation of Liability

To the maximum extent permitted by applicable law, CM Investments, its directors, founders, officers, employees, consultants, representatives, agents and affiliated entities shall not be liable for any direct, indirect, incidental, consequential, special or economic loss arising from or relating to:

  • use of or reliance upon this website;
  • information published on the website;
  • investment decisions;
  • investment losses;
  • unsuccessful funding applications;
  • rejection or failure of a proposed transaction;
  • business interruption;
  • loss of profits or anticipated returns;
  • loss of business opportunities;
  • reliance upon forecasts or projections;
  • third-party information;
  • unauthorised access or security incidents; or
  • communications or documents submitted through the website,

except to the extent that such liability cannot lawfully be excluded or limited.

Nothing in these terms is intended to exclude liability that cannot legally be excluded under applicable law.

15. User Indemnity

To the maximum extent permitted by applicable law, you agree to indemnify and hold harmless CM Investments, its directors, founders, officers, employees, consultants, representatives, agents and affiliated entities from claims, losses, liabilities, damages, costs and reasonable expenses arising from or connected with:

  • information or documents submitted by you;
  • false, inaccurate or misleading information provided by you;
  • your breach of these terms;
  • your unlawful or fraudulent use of the website;
  • your infringement of another person's intellectual-property or other rights;
  • your unauthorised disclosure of information belonging to another party; or
  • your actions or decisions arising from information obtained through this website.

This provision does not apply to the extent that such liability arises from fraud, wilful misconduct or any liability that cannot legally be excluded.

16. No Confidentiality Created Merely by Website Submission

Submitting information through this website does not automatically create a formal contractual confidentiality relationship unless expressly agreed otherwise in writing.

Where a project, investment opportunity or transaction requires enhanced confidentiality protection, CM Investments may request or enter into a separate NDA or confidentiality agreement before receiving or disclosing certain information.

Users should clearly identify information they consider commercially confidential.

17. Anti-Fraud, AML and Compliance

CM Investments reserves the right to conduct appropriate Know Your Customer (KYC), source-of-funds, beneficial-ownership, sanctions, anti-money-laundering, counter-terrorist-financing and other compliance checks where relevant.

We may request additional documentation or information before progressing an enquiry or transaction.

We may decline to proceed with any person, company, project or transaction where required information cannot be satisfactorily verified or where compliance concerns arise.

18. Website Availability and Security

CM Investments does not guarantee that the website will always be available, uninterrupted, error-free or free from viruses or other harmful components.

Users are responsible for maintaining appropriate security of their own devices, accounts and communications.

We recommend that highly sensitive documents be transmitted only through secure channels specifically designated by CM Investments.

19. Changes to These Terms

CM Investments may amend, update or replace these terms, privacy provisions or website policies from time to time.

The updated version will become effective when published on this website unless otherwise stated.

Users are encouraged to review these terms periodically.

20. Governing Law

These terms shall be interpreted and governed by the laws of the Democratic Socialist Republic of Sri Lanka, unless otherwise agreed in a separate written contract.

Any dispute shall be subject to the jurisdiction of the competent courts of Sri Lanka, subject to any mandatory legal requirements or dispute-resolution provisions contained in a separate agreement.

21. Important Notice

CM Investments is committed to responsible business, confidentiality, integrity and professional conduct.

However, the submission of information or use of this website should not be interpreted as an acceptance of a project, approval of an investment, commitment to provide funding or guarantee of any commercial outcome.

Every investment and business opportunity is subject to appropriate evaluation, due diligence, risk assessment, professional advice, internal approval and legally binding documentation where applicable.

By using this website and submitting information, you acknowledge and agree to these terms.

CM INVESTMENTS (PVT) LTD.

*Building Sustainable Investments. Connecting Global Capital with Transformational Opportunities.*